Suggestions need to be stage specific

I notice that there often is a disconnect between advisers and their Clients.  I often think this happens because the advisor is often making a suggestion that is not appropriate for where the Client is in their business stage.
I call this action a stage specific disconnect.  What this means is that they adviser is making [...]

Our Next Recession

One of the things we always want to know when we do business planning is when the next general business slowdown or recession going to arrive.  This is always the$10,000 question or the$100,000 question if you factor in inflation.
My bet is that we are probably not very far away from another recession moving our way.  [...]

Do Health Savings Accounts help?

There has been lots of press on Health Savings Accounts and how they will end up putting accountability and responsibility for consumers back into the health care system.  I think this sounds good in theory, but here in Vermont, the actual practice seems to have gotten hi jacked by the general problems we have with [...]

Do you give away your intellectual property?

Many of the Clients we work with have developed processes or products that are the core of their business.  Many of these people give away these processes so they can sell a product to their Customers.
My favorite example of this is the liability insurance agent who will work with you for hours developing an insurance [...]

How important is clarity?

We in the advice business love to do things.  We are highly trained at helping our Clients use sophisticated tools to reach outcomes in their business and personal life.  The problem is that we often use these tools before we figure out what we’re trying to accomplish.
This is where the importance of clarity comes into [...]